About Us

When making the biggest decisions and expenditures of your life, you need experienced people and a company you can trust to guide you.
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Loan Types

We offer a wide variety of residential mortgage loans to meet your needs.
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Welcome to Summit Funding Advisors

Headquartered in Atlanta and serving all of Georgia, Summit Funding Advisors’ mission is to deliver the highest quality service to its customers. We are dedicated to working closely with our customers to find the best loan for each individual’s needs. Because your life circumstances change over time, our goal is to be your lender for life.

Contact us today to find out how we can serve you.

Mortgage News

News

Qualified Mortgages and Ability to Repay: What it Means for You
Lenders must determine that a borrower has the income and assets to afford to make payments throughout the life of the loan. To do so, the lender may look at your debt-to-income ratio, which is how much you owe divided by how much you earn per month, including the highest housing payments you would be required to make under the terms of the loan. To calculate your debt-to-income ratio…

Loan Programs

Loan Programs

Down payments can now be 100% gift!
In the past, conventional loans required that homebuyers contribute at least 5% of their own money into the purchase transaction.  A recent change removed that requirement, and now the buyers can receive all of their funds for closing from an acceptable gift donor.